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2:56PM Wednesday 03 December, 2008
'Blogs Central
Blog Central: Making money Paul Clitheroe’s passion is for Aussies to better understand the keys to financial success. Paul is a founding director of financial planning firm ipac, chairman of the Financial Literacy Foundation and chief commentator for Money Magazine.

Recent entries

Friday, November 28, 2008

Car financing runs slow

Car finance choices have narrowed but there are still still plenty of deals available. >>

Monday, November 10, 2008

We can learn a lot for Melbourne Cup bookies

Making money from taking risks is all about diversifying. >>

Saturday, November 1, 2008

Getting the best travel insurance deal

Insurance is an essential part of any overseas travel. >>

Monday, October 20, 2008

Credit card reward schemes

Substantial costs involved in running reward schemes passed onto cardholders. >>

Saturday, October 11, 2008

First home savings tricks and tips

A new account is available for first-home buyers. >>

Saturday, September 27, 2008

High interest rates are good news for some

Term deposits may offer an alternative to investing in shares. >>

Monday, September 22, 2008

Best life insurance deals

If you have a family, life insurance's a must. >>

Monday, September 8, 2008

Report reading made easy

Usually, a picture tells a thousand words, but not in a company report. >>

Thursday, August 28, 2008

Every business needs a plan

Blogs Central: Comments1 Comments

Plan well and don't leave it all to luck. >>

Monday, August 25, 2008

Low doc loans still on offer

And they're a good option for the self-employed. >>

Wednesday, August 13, 2008

Put your tax refund to good use

Resist the urge to splurge and invest it. >>

Tuesday, August 5, 2008

An unpleasant super return?

Don't be alarmed if your nest egg goes backwards. >>

Tuesday, July 29, 2008

Cash in on managed funds

Without plenty of capital, it can be hard to achieve diversification as a direct investor. >>

Monday, July 21, 2008

Going green can be good for your wallet

Many financial products offer rewards to environmentally-friendly consumers. >>

Monday, July 14, 2008

Need credit?

Forget the credit card, go for a personal loan. >>

Monday, July 7, 2008

Credit card management

Used wisely, credit cards can be very useful. >>

Monday, June 30, 2008

Super for the self-employed

Blogs Central: Comments1 Comments

Make plans now to boost your super for the future. >>

Monday, June 23, 2008

Are you a landlord?

The tax man has you in his sights this year. >>

Monday, June 16, 2008

Fight the fuel blues

Basic steps to help ease the pressure at the pump. >>

Monday, May 26, 2008

Shares are an appealing investment

As long as you're in it for the long haul. >>

Monday, May 19, 2008

A word of warning

Take care with tax-driven investment schemes. >>

Monday, May 12, 2008

Kids need to be money savvy

Blogs Central: Comments2 Comments

Teach them good habits now, not later. >>

Tuesday, May 6, 2008

Investment goals are good

But be motivated by common sense. >>

Monday, April 28, 2008

Your job is your best investment

Where the employment opportunities will come from in future. >>

Monday, April 21, 2008

Beef up your super now, not later

You can't afford complacency when building a nest egg. >>

Monday, April 14, 2008

Mortgage stressed?

There is a way out, if you communicate >>

Monday, April 7, 2008

Could someone steal your identity?

How to protect yourself from financial fraudsters. >>

Monday, March 31, 2008

Don't let your holiday be ruined by unexpected bills

Organise travel insurance long before you start packing a suitcase. >>

Tuesday, March 25, 2008

How much money are you leaving to the kids?

Many seniors are living on a very restricted income. >>

Tuesday, March 18, 2008

Advice may help you sleep at night

A good financial planner will make your money work harder. >>

Tuesday, March 11, 2008

There's no such thing as a free lunch

Credit card rewards usually come with a cost. >>

Monday, March 3, 2008

What's the best way to clear your debts?

Debt consolidation can work if you approach it properly. >>

Monday, February 25, 2008

How to take control of your money

Mere mention of the word “budget” makes many people wince. >>

Tuesday, February 19, 2008

What will happen to your assets when you die?

Everyone should have an up-to-date will. >>

Wednesday, February 13, 2008

Don't be pushed beyond your budget

Buying property, especially a home to live in, can be an emotionally charged event. >>

Monday, January 28, 2008

Avoid getting slugged by Medicare levy surcharge

Blogs Central: Comments2 Comments

You could buy basic health cover for less. >>

Monday, January 21, 2008

How to avoid electronic banking shocks

A few simple steps can help protect your cash. >>

Monday, January 14, 2008

$12 billion in long lost super looking for a home

The Lost Members Register is the equivalent of an animal shelter for retirement funds. >>

Monday, January 7, 2008

How just $1 a day can make you richer

One of my favourite maxims is “save little, save often”. >>

Wednesday, December 19, 2007

That dream home can be a nightmare

The stats say one in three homebuyers ends up with a lemon. >>

Wednesday, December 12, 2007

Protect your money from scammers

Fraudulent emails pretending to be from the Tax Office have been doing the rounds. >>

Tuesday, December 4, 2007

Why high density living is in high demand

The baby boomers are a driving force behind new trends in housing >>

Tuesday, November 27, 2007

Reverse mortgages come with a catch

Choose carefully or you could lose all your equity. >>

Tuesday, November 20, 2007

Don't wait for the repo man to come knocking

Take action early to get your debt under control. >>

Tuesday, November 13, 2007

How to avoid a New Year debt hangover

Take a smart approach to festive spending. >>

Tuesday, November 6, 2007

Choosing a car insurer just got a whole lot easier

Research group Cannex has released a star rating report for car insurance. >>

Tuesday, October 30, 2007

Why young Aussies should get excited about super

Over the next few weeks, thousands of young Australians will boost their wallets with part-time or casual jobs over the busy Christmas period. >>

Tuesday, October 23, 2007

Landlords get the tenants they deserve

Blogs Central: Comments2 Comments

How to ensure a decent return on your investment property. >>

Tuesday, October 16, 2007

Why is it so hard to save money?

There are good reasons why so little of our money finds its way into savings account. >>

Tuesday, October 9, 2007

Brave new world of online investing

Blogs Central: Comments1 Comments

The availability of discount online brokers has opened up the sharemarket, plus a smorgasbord of managed funds, to ordinary investors. >>

Tuesday, October 2, 2007

Number crunching can cut capital gains tax

As far as the taxman is concerned, capital gains tax can apply whether you acquired the taxable asset by purchase, inheritance, construction or received it as a gift. >>

Tuesday, September 25, 2007

Property prices on the up and up

Finding affordable housing is becoming more of a challenge for first-home buyers and renters. >>

Tuesday, September 18, 2007

Pension cheque bonanza for seniors

September 20 marks the introduction of key asset changes that could provide a better deal for many retirees. >>

Thursday, September 13, 2007

Financing a small business

Small business owners need to choose debt funding with care. >>

Tuesday, September 4, 2007

Protect your pay in case of disaster

The outbreak of horse flu has shown how even the most unexpected events can occur, often with devastating consequences. >>

Thursday, August 30, 2007

Don't fall for the hype about online accounts

A head-turning online interest rate may not be such a lucrative deal once you look beyond the marketing hype and scrutinise the details. >>

Tuesday, August 21, 2007

We can learn a thing or two from America

The “sub-prime” mortgage woes occurring in the US provide valuable lessons for those of us here in Australia. >>

Tuesday, August 14, 2007

Will an election rock the sharemarket?

We can expect a few more sharemarket ups and downs between now and when the election results are finalised later in the year. >>

Thursday, August 9, 2007

Are you ready for the daily grind of a business?

Blogs Central: Comments1 Comments

But buying a business is a major decision, and even if it's in an industry that appeals to you personally, it doesn't mean the venture will be a good investment. >>

Tuesday, July 31, 2007

Beware: the super sharks are circling

When cash is tight, it can be tempting to unlock any savings held in your super. But in addition to cutting yourself short in retirement, tapping into your nest egg ... >>

Tuesday, July 24, 2007

How to boost your super nest-egg

A new report suggests the changes to super will have little impact for many Australians unless they take action now. >>

Monday, July 16, 2007

Tips for gaining a home loan

The weekend rounds of “open house” inspections are all too familiar for many first home buyers. However, the process of gaining mortgage approval tends to be less well understood. >>

Tuesday, July 10, 2007

Shop around for your car loan

With more than 400 personal loans to choose from, it's worth being picky. The wrong loan could deliver nasty surprises further down the road. >>

Monday, July 2, 2007

New financial year resolutions

The start of the new financial year doesn't just mark the end of a mad scramble to rush through final tax deductions for the previous year. >>

Monday, June 25, 2007

Investment property and tax

Residential property can be a very tax-friendly investment, but when it comes to tax time, landlords need to mindful that the Tax Office is clamping down on property investment claims. >>

Monday, June 18, 2007

Home and contents insurance

The recent wild storm and torrential rain that wreaked many parts of Sydney and the Newcastle region reaffirm the unpredictably of nature. >>

Friday, June 15, 2007

Investment duds

There's something about human nature that continually sees us tipping money into scams in the hope of earning over the top returns. >>

Monday, June 4, 2007

Ethical Investing

These days investors can be kind to the planet as well as their portfolio, with an expanding range of 'ethical' managed funds. >>

Monday, May 28, 2007

Residential property update

The latest figures from the Australian Bureau of Statistics (ABS) show the property market is currently enjoying positive returns nationwide, though the picture varies between states. >>

Thursday, May 17, 2007

Health insurance - choosing a policy

Recent reforms to the private health insurance system mean Australians can insure themselves for a broader range of treatments including disease prevention programs. >>

Monday, May 14, 2007

Investment clubs

Investing can be fun as well as rewarding, and by getting together with a few mates in an informal investment club, you can share a few laughs and hopefully some ... >>

Monday, April 30, 2007

Choosing an executor

It's important for all adult Australians to have an up to date will, and in addition to considering whom you bequeath your assets to, it is worth giving careful thought ... >>

Wednesday, April 18, 2007

Boost your nest egg with super changes

With just weeks remaining until 30 June, it's worth looking at ways to boost your nest egg ahead of radical changes to our super system. >>

Monday, April 9, 2007

Refinancing cost

The standard term of a mortgage may be 25 years, but relatively few of us hold the same home loan over this period. >>

Thursday, March 15, 2007

Home affordability

The latest research from the Real Estate Institute of Australia (REIA) confirms that home affordability continues to remain difficult. >>

Thursday, February 15, 2007

Diamonds are not investors best friends

Valentines Day is just around the corner and no doubt florists and confectioners will be doing good business. >>

Thursday, February 15, 2007

Home loan refinancing

A new survey by the Mortgage Industry Association of Australia (MIAA) shows a growing number of home owners are refinancing their mortgage to gain benefits such as lower interest rates. >>

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