When it comes to investing, saving for your retirement and minimising the tax you pay,
there are few better advisers than Noel Whittaker. Noel’s practical, down-to-earth examples are followed by Aussies everywhere and we’re delighted to have him online. Recent entries
Capital gains is the preferred tax
Seek advice before you sell any inherited assets. >>
Property, shares or cash?
The best and worst investment strategies out there. >>
Are you paid on commission?
1 CommentsSuper changes could make a difference to your take-home pay. >>
New year, new tax cuts
Even small amounts can make a difference over time. >>
The beauty of compounding
Small extra payments can make a big long-term difference. >>
Changes for Seniors Cardholders
The government has used a sledgehammer to crack a nut. >>
Reduce your tax now
The end of financial year is fast approaching. >>
Family budget pressure
Check your finances and make the most of every dollar. >>
Budget nasties in the fine print
The big losers in the budget are single pensioners. >>
Procrastination is the money thief
Make small changes today for big benefits in future. >>
Even honest people can suffer
A tale of caution against losing your hard-earned. >>
The best way to pay off investment loans
What to do when the interest is tax deductible. >>
Free online tax help for families
Download free family tax benefits program before June 30. >>
It looks like rates will soon start to fall
There's tentative evidence that domestic demand is slowing. >>
How to hang on to your home during mortgage stress
3 CommentsMany people are struggling to make ends meet. >>
It's crunch time for Telstra shareholders
1 CommentsUnless you're strapped for cash, I would stick with it. >>
The trading tactic that's scaring investors
1 CommentsGet some revenge by buying during price dips. >>
How to avoid being caught short
1 CommentsMargin lending should be used with respect. >>
How your assets affect pension eligibility
Seek advice before giving money away to reduce your assets. >>
Set yourself up for a happy retirement
It's never too late to boost your nest-egg. >>
Taking control of your finances
1 CommentsImagine the feeling of having the school fees taken care of, and the mortgage under control. >>
Look after each dollar from the start
1 CommentsThere's a few lessons in money management ahead for school leavers. >>
Playing it safe with your pension
If you are drawing an allocated pension you could be unwittingly selling shares at a bad time. >>
How to boost your retirement savings by $100,000
Moving money from shares to super can be wise. >>
Should I be getting out of the share market?
1 CommentsVolatility is the price you pay for the flexibility and high potential of share-based investments. >>
Breaking those bad money habits
Tips to get you out of the debt trap. >>
Don't get bitten by your credit card
What started as a tool for making shopping easier has mushroomed into a fee feast for banks. >>
Every Aussie should be interested in this
Taking advantage of tax laws can make a difference to your retirement >>
Q and A time: reduce debt or invest?
Everyday people ask everyday financial questions ... and this is what they find out: >>
Superannuation evolves to allow funds to borrow
Just when you thought the rules were cast in stone, they change >>
It's business as usual despite Labor landslide
It may take the new government much longer than expected to turn their goals into reality. >>
Cut up those credit cards!
The problem with cards is that they can lure you into debt. >>
Don't rely on your bank to do home loan legwork
Always check your bank statement to ensure you are going forwards and not backwards. >>
When two become one: living on a single pension
There is a big discrepancy between the aged pension rates for singles and couples. >>
Should I take the money and run?
Many employees will find themselves facing a dilemma at Christmas. >>
Rule of 72 will turn you into a maths whiz
Have you ever tried to work out the effect of inflation on your savings? >>
How will pension changes affect you?
Many pensioners who are now asset-tested will find themselves subject to the income test instead. >>
When can I get access to my super?
The disadvantage of placing money in superannuation is that you lose access to it until at least age 55. >>
Good news for pensioners
New laws just passed will provide a bonus for those who wish to cover the costs for their own funerals. >>
Who do you want to inherit your home?
What is the difference between "joint tenants" and "tenants in common". >>
On the fast track to wealth
The name of the game is to minimise your non-deductible debt and maximise your deductible debt. >>
Death doesn't trigger capital gains tax
The relationship between death and capital gains tax often confuses people. >>
What new assets test rules mean for you
The relaxation of the aged-pension assets test that comes into effect on September 20 means that many retirees will be eligible for an age pension for the first time. >>
Are you scared for your super?
Some people are so scared of a change of government that they are considering taking all their superannuation out before the election. >>
Should I opt for a fixed-rate home loan?
The latest interest rate rise, and predictions from some economists that another rise is on the cards, has many people asking: “Is it the right time to lock into a ... >>
Interest rate rise will hurt battlers the most
Australia is facing a growing divide between the haves and the have-nots, with young couples finding it harder and harder to buy their first home. >>
Riding out the share market wobbles
The turbulence in the stock market can be traced back to lax credit standards in America over the last decade. >>
When is it a good time to invest?
The share market is going through one of its inevitable corrections and everywhere I go people are asking: “How far are the markets going to fall?” or “Is this a ... >>
A super way to save
If you are nearing 60, contributing spare funds to super is a no-brainer, because you’ve got no worries about lack of access. >>
Make the most of tax cuts
Welcome to another financial year – the perfect time to take stock of your affairs to maximise your returns over the next 12 months. >>
The imputation system
The imputation system is well-established yet many potential investors do not understand how it works. >>
Super way to boost your funds
Do you want to make a guaranteed 150% on your money between now and June 30? >>
The collapse of the Australian Capital Reserve (ACR)
The collapse of Australian Capital Reserve (ACR) is another bitter blow for thousands of retirees who are already suffering from the recent demise of Westpoint and Fincorp. >>
Relaxation of the assets test
The relaxation of the assets test in September means many retirees will be eligible for the age pension for the first time. >>
Teaching kids the importance of saving
Most parents have experienced the difficulties in trying to teach their kids the importance of saving. >>
Self managed superannuation funds
The boom in superannuation has also meant a vast increase in the number of investors doing their own thing by using self managed superannuation funds. Unfortunately many people who try ... >>
Instant relief from tax problems
For years we’ve endured the advertisements that dominate the press in May and June offering instant relief from tax problems. >>
Claim a tax reduction
Generally you cannot claim a tax deduction for your own superannuation contributions if an employer is paying superannuation for you. >>
Frustrated taxpayer
Recently a frustrated taxpayer wrote “my wife and I together pay about $30,000 a year in tax. >>
Superannuation funds become tax free
Retirees face some exciting decisions in July when all withdrawals from funded superannuation funds become tax-free for everybody aged 60 and over. >>
Capital Gains Tax
Recently I wrote about the possible loss you could face by going guarantor for somebody else, but there are circumstances when it’s the best way to go. >>
Archive
- February 2007
- March 2007
- April 2007
- May 2007
- June 2007
- July 2007
- August 2007
- September 2007
- October 2007
- November 2007
- December 2007
- January 2008
- February 2008
- March 2008
- April 2008
- May 2008
- June 2008
- July 2008






