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3:01PM Wednesday 03 December, 2008
'Blogs Central
Blog Central: Money Made Simple When it comes to investing, saving for your retirement and minimising the tax you pay, there are few better advisers than Noel Whittaker. Noel’s practical, down-to-earth examples are followed by Aussies everywhere and we’re delighted to have him online.

Recent entries

Friday, July 25, 2008

Capital gains is the preferred tax

Seek advice before you sell any inherited assets. >>

Wednesday, July 16, 2008

Property, shares or cash?

The best and worst investment strategies out there. >>

Thursday, July 10, 2008

Are you paid on commission?

Blogs Central: Comments1 Comments

Super changes could make a difference to your take-home pay. >>

Wednesday, July 2, 2008

New year, new tax cuts

Even small amounts can make a difference over time. >>

Wednesday, June 18, 2008

The beauty of compounding

Small extra payments can make a big long-term difference. >>

Tuesday, June 10, 2008

Changes for Seniors Cardholders

The government has used a sledgehammer to crack a nut. >>

Wednesday, June 4, 2008

Reduce your tax now

The end of financial year is fast approaching. >>

Thursday, May 29, 2008

Family budget pressure

Check your finances and make the most of every dollar. >>

Friday, May 23, 2008

Budget nasties in the fine print

The big losers in the budget are single pensioners. >>

Wednesday, May 14, 2008

Procrastination is the money thief

Make small changes today for big benefits in future. >>

Thursday, May 8, 2008

Even honest people can suffer

A tale of caution against losing your hard-earned. >>

Wednesday, April 30, 2008

The best way to pay off investment loans

What to do when the interest is tax deductible. >>

Wednesday, April 23, 2008

Free online tax help for families

Download free family tax benefits program before June 30. >>

Friday, April 11, 2008

It looks like rates will soon start to fall

There's tentative evidence that domestic demand is slowing. >>

Thursday, April 3, 2008

How to hang on to your home during mortgage stress

Blogs Central: Comments3 Comments

Many people are struggling to make ends meet. >>

Thursday, March 27, 2008

It's crunch time for Telstra shareholders

Blogs Central: Comments1 Comments

Unless you're strapped for cash, I would stick with it. >>

Saturday, March 15, 2008

The trading tactic that's scaring investors

Blogs Central: Comments1 Comments

Get some revenge by buying during price dips. >>

Friday, March 7, 2008

How to avoid being caught short

Blogs Central: Comments1 Comments

Margin lending should be used with respect. >>

Wednesday, February 27, 2008

How your assets affect pension eligibility

Seek advice before giving money away to reduce your assets. >>

Friday, February 22, 2008

Set yourself up for a happy retirement

It's never too late to boost your nest-egg. >>

Wednesday, February 13, 2008

Taking control of your finances

Blogs Central: Comments1 Comments

Imagine the feeling of having the school fees taken care of, and the mortgage under control. >>

Tuesday, February 5, 2008

Look after each dollar from the start

Blogs Central: Comments1 Comments

There's a few lessons in money management ahead for school leavers. >>

Friday, February 1, 2008

Playing it safe with your pension

If you are drawing an allocated pension you could be unwittingly selling shares at a bad time. >>

Friday, January 25, 2008

How to boost your retirement savings by $100,000

Moving money from shares to super can be wise. >>

Wednesday, January 16, 2008

Should I be getting out of the share market?

Blogs Central: Comments1 Comments

Volatility is the price you pay for the flexibility and high potential of share-based investments. >>

Friday, January 11, 2008

Breaking those bad money habits

Tips to get you out of the debt trap. >>

Friday, December 21, 2007

Don't get bitten by your credit card

What started as a tool for making shopping easier has mushroomed into a fee feast for banks. >>

Thursday, December 13, 2007

Every Aussie should be interested in this

Taking advantage of tax laws can make a difference to your retirement >>

Monday, December 10, 2007

Q and A time: reduce debt or invest?

Everyday people ask everyday financial questions ... and this is what they find out: >>

Thursday, December 6, 2007

Superannuation evolves to allow funds to borrow

Just when you thought the rules were cast in stone, they change >>

Wednesday, November 28, 2007

It's business as usual despite Labor landslide

It may take the new government much longer than expected to turn their goals into reality. >>

Thursday, November 22, 2007

Cut up those credit cards!

The problem with cards is that they can lure you into debt. >>

Thursday, November 15, 2007

Don't rely on your bank to do home loan legwork

Always check your bank statement to ensure you are going forwards and not backwards. >>

Friday, November 9, 2007

When two become one: living on a single pension

There is a big discrepancy between the aged pension rates for singles and couples. >>

Wednesday, October 31, 2007

Should I take the money and run?

Many employees will find themselves facing a dilemma at Christmas. >>

Friday, October 26, 2007

Rule of 72 will turn you into a maths whiz

Have you ever tried to work out the effect of inflation on your savings? >>

Friday, October 19, 2007

How will pension changes affect you?

Many pensioners who are now asset-tested will find themselves subject to the income test instead. >>

Thursday, October 11, 2007

When can I get access to my super?

The disadvantage of placing money in superannuation is that you lose access to it until at least age 55. >>

Friday, October 5, 2007

Good news for pensioners

New laws just passed will provide a bonus for those who wish to cover the costs for their own funerals. >>

Friday, September 28, 2007

Who do you want to inherit your home?

What is the difference between "joint tenants" and "tenants in common". >>

Friday, September 21, 2007

On the fast track to wealth

The name of the game is to minimise your non-deductible debt and maximise your deductible debt. >>

Friday, September 14, 2007

Death doesn't trigger capital gains tax

The relationship between death and capital gains tax often confuses people. >>

Thursday, September 6, 2007

What new assets test rules mean for you

The relaxation of the aged-pension assets test that comes into effect on September 20 means that many retirees will be eligible for an age pension for the first time. >>

Friday, August 31, 2007

Are you scared for your super?

Some people are so scared of a change of government that they are considering taking all their superannuation out before the election. >>

Friday, August 24, 2007

Should I opt for a fixed-rate home loan?

The latest interest rate rise, and predictions from some economists that another rise is on the cards, has many people asking: “Is it the right time to lock into a ... >>

Thursday, August 16, 2007

Interest rate rise will hurt battlers the most

Australia is facing a growing divide between the haves and the have-nots, with young couples finding it harder and harder to buy their first home. >>

Friday, August 10, 2007

Riding out the share market wobbles

The turbulence in the stock market can be traced back to lax credit standards in America over the last decade. >>

Thursday, August 2, 2007

When is it a good time to invest?

The share market is going through one of its inevitable corrections and everywhere I go people are asking: “How far are the markets going to fall?” or “Is this a ... >>

Tuesday, July 17, 2007

A super way to save

If you are nearing 60, contributing spare funds to super is a no-brainer, because you’ve got no worries about lack of access. >>

Monday, July 9, 2007

Make the most of tax cuts

Welcome to another financial year – the perfect time to take stock of your affairs to maximise your returns over the next 12 months. >>

Tuesday, June 12, 2007

The imputation system

The imputation system is well-established yet many potential investors do not understand how it works. >>

Tuesday, June 12, 2007

Super way to boost your funds

Do you want to make a guaranteed 150% on your money between now and June 30? >>

Tuesday, June 5, 2007

The collapse of the Australian Capital Reserve (ACR)

The collapse of Australian Capital Reserve (ACR) is another bitter blow for thousands of retirees who are already suffering from the recent demise of Westpoint and Fincorp. >>

Tuesday, May 29, 2007

Relaxation of the assets test

The relaxation of the assets test in September means many retirees will be eligible for the age pension for the first time. >>

Tuesday, May 8, 2007

Teaching kids the importance of saving

Most parents have experienced the difficulties in trying to teach their kids the importance of saving. >>

Tuesday, April 24, 2007

Self managed superannuation funds

The boom in superannuation has also meant a vast increase in the number of investors doing their own thing by using self managed superannuation funds. Unfortunately many people who try ... >>

Tuesday, April 17, 2007

Instant relief from tax problems

For years we’ve endured the advertisements that dominate the press in May and June offering instant relief from tax problems. >>

Tuesday, March 27, 2007

Claim a tax reduction

Generally you cannot claim a tax deduction for your own superannuation contributions if an employer is paying superannuation for you. >>

Tuesday, March 13, 2007

Frustrated taxpayer

Recently a frustrated taxpayer wrote “my wife and I together pay about $30,000 a year in tax. >>

Tuesday, February 27, 2007

Superannuation funds become tax free

Retirees face some exciting decisions in July when all withdrawals from funded superannuation funds become tax-free for everybody aged 60 and over. >>

Tuesday, February 6, 2007

Capital Gains Tax

Recently I wrote about the possible loss you could face by going guarantor for somebody else, but there are circumstances when it’s the best way to go. >>

Archive